If you can't afford to go without, there is an affordable alternative!!!
Short Term Medical Insurance is a temporary health insurance plan (30-365 days*) designed to protect you from the financial burden of an unexpected illness or accident.
Our plan provides excellent and convenient payment terms to fit your needs and budget.
If you are:
Between jobs
Laid off
Recent college graduate
Waiting for employer group coverage
Temporary or seasonal employee
This may be the plan for you!!!
Additional Info... The cost to continue your group health benefits after a job loss, layoff or a reduction in hours can be costly!!!
The national average cost of employer-provided family coverage under COBRA, plus a 2 percent administrative fee is $7,194 per year or $600 per month. If you're among the 81 percent of people who are eligible for COBRA, but elect not to take it due to the cost, don't risk going without health insurance - get Short Term Medical.
Short Term Medical is temporary health insurance for 30-365 days (varies by state) that can protect you and your family from an unexpected illness or injury for as much as half the cost of COBRA. Coverage can be paid in a single payment or monthly installments and can be obtained as early as the next day.
The Risks of Going without Coverage By going without health insurance, you not only put you and your family's health at risk, you also put your financial future on the line.
You're Health Continuation Rights
Under a federal law called COBRA, employers with twenty or more employees are required to offer a continuation of group health insurance benefits to employees (and their covered dependents) when they experience a "qualifying event".
Qualifying events include termination of employment, reduction of work hours, death of the employee, divorce (or legal separation in some state), Medicare entitlement, and/or a change in dependent status. Short Term Medical insurance is often a lower cost alternative to COBRA.
To preserve your rights to guaranteed health insurance and coverage for pre-existing conditions, you may need to purchase up to 18 months of COBRA. You may forego these rights when you purchase a Short Term Medical plan or choose to go without insurance.
If you are among the many that find COBRA too costly and are generally in good health, check out Short Term Medical insurance. Your free, no-obligation quote is just a click below, or call for a friendly benefit advisor. (888) 779-3604
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