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Critical Illness Insurance



What is Critical Illness Coverage?

A Critical Illness can happen to anyone. And it does to many. If you become ill, your focus should be on recovering and regaining your health. Critical Illness Insurance pays a lump sum benefit following the diagnosis of one of the covered illnesses. Critical illness coverage offers you choices and allows you to recover on your own terms.


Why Critical Illness Coverage?

Because Critical Illness Insurance pays you for living. Almost everyone knows someone who has experienced a critical illness of some kind. Our plans are designed to help people through the financial challenges associated with survival.


What does Critical Illness cover?

Our plans pay as a lump sum, the percentage of your term life insurance benefit if you are first diagnosed with one of the following:

  • Cancer  (Life Threatening)
  • Heart Attack
  • Stroke
  • Renal Failure
  • Major Organ Transplant
  • Terminal Illness
  • Total Disability
  • Major Heart Surgery
  • HIV from a Blood Transfusion
  • Angioplasty


Death from any other cause is a 100% benefit.
(except for suicide during the first two years)    
 
         

Pays in addition to any other insurance you have!

 10% of the policy face amount every 5 years if you receive Social Security Disability Benefits, and the remaining 50% of the policy face amount at the end of  5 years if you are still receiving Social Security Disability Benefits for a total pay out of 100%.

 

 

      





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